Insurers need enough information to understand the risk they are being asked to insure.

The information provided can affect:

• Whether an insurer is willing to offer cover
• The premium
• The excess
• Policy conditions
• Exclusions
• Limits or sub-limits

Webber Insurance also needs to understand your business and activities so we can accurately present the risk to insurers and explain the available options.

Some questions may appear less relevant because application forms can cover different occupations, business structures and circumstances.

If a question genuinely does not apply, select or enter Not applicable where the form allows it.

Complete and accurate information is important. Missing or incorrect information can affect underwriting and may also create issues later if a claim occurs.

If you are unsure what a question means, contact our team before submitting the form.