A Certificate of Currency, often referred to as a COC, is a document that provides evidence that an insurance policy is in place at the date the certificate is issued.
It is commonly requested by:
- Clients
- Principal contractors
- Government departments
- Landlords
- Licensing or registration bodies
- Tendering organisations
A Certificate of Currency will generally show key policy details such as:
- The name of the insured
- The type of insurance
- The policy number
- The period of insurance
- The limit of indemnity or sum insured
- The insurer
- Certain interested parties or principals, where applicable
A Certificate of Currency is not a complete summary of your insurance cover.
It does not generally contain all of the policy’s exclusions, conditions, definitions or endorsements. These need to be reviewed in conjunction with your Policy Schedule and Policy Wording.
You can read more about how to determine what your insurance policy covers.
If you require a Certificate of Currency, contact our team and we can assist.

