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What is a Certificate of Currency

A Certificate of Currency (often referred to as a ‘COC’) is a document that verifies you have an active and valid insurance policy. It is provided once you have paid for your insurance policy.  

It is commonly requested by clients, principals, government departments, or licensing bodies before you begin work. 

The certificate outlines key insurance policy details such as:

  • The insured’s name – i.e who is the policy covers
  • Type of cover – i.e. does is cover for Professional Indemnity or Public Liability
  • Policy limits – i.e. what is the limit of cover or sum insured
  • The insurance period – i.e. the date the policy starts and finishes

While it doesn’t include the fine print or policy terms (those are in the Policy Wording), it serves as proof of your active coverage. 

If you need one urgently, we can usually provide it on the same day by contacting us.

General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.