Drone Insurance is specialist aviation insurance for drones, also known as Remotely Piloted Aircraft (RPA).

It can be used by businesses operating drones for activities such as:

• Photography.
• Surveying.
• Engineering.
• Construction inspections.
• Property inspections.
• Agriculture.
• Mapping.
• Environmental monitoring.
• Infrastructure inspections.
• Film and media work.

What types of cover can be included? #

Depending on the policy, Drone Insurance can include:

• Third-party liability.
• Physical damage to the drone.
• Theft.
• Payload and attached equipment.
• Ground equipment.
• Certain operating risks.

The cover available depends on the insurer and type of operation.

Why is specialist Drone Insurance used? #

Standard Public Liability or Business Insurance should not automatically be assumed to cover liability arising from aircraft or drone operations.

A specialist aviation policy can specifically insure the RPA exposure.

Does the business need to own the drone? #

Not necessarily.

Cover may be available for certain hired or non-owned drones depending on the insurer.

This needs to be disclosed when arranging the policy.

Does Drone Insurance replace CASA requirements? #

No.

Insurance and aviation regulatory compliance are separate matters.

Businesses operating drones need to ensure their operations comply with the relevant CASA requirements.