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Do I require Public Liability Insurance if I work from home?

Yes, potentially. Even if you work from home, you may still be exposed to liability risks through your business activities.

Public Liability Insurance should be considered if:

  • Clients, suppliers, or members of the public visit your home
  • You attend client sites or workplaces
  • You deliver goods or provide services off-site
  • You engage contractors or subcontractors

Working from home does not remove your responsibility for third-party injury or property damage. Having the right cover in place helps protect you and your business from unexpected claims.

Contact us to determine if this coverage is suitable for your situation and to ensure you are properly protected.