Contractors Insurance

Protect yourself against claims from work you perform under a contract

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Contractors Insurance

It’s Your Business, Protect It

Whether you’re a plumber, builder, landscaper or project manager, you need insurance cover. There are a number of insurance solutions for contractors, sub-contractors and professional contractors out there, choosing the right cover can be challenging.

You must protect yourself against liabilities and losses that could arise as a result of the work you perform under a contract. Fortunately, we are experts at finding the right cover and providing you with specialised contractors insurance advice

Know The Cover You Need – Get A Quote Today

Professional Indemnity

IT Liability Insurance

Public Liability Insurance

Contract Works Insurance

Plant & Equipment Insurance

Sample ‘Blue Collar’ Contractors Insurance Solutions

  • Builders
  • Bricklayers
  • Cabinet Makers
  • Cleaners
  • Concreters
  • Drilling
  • Demolition
  • Earthworks & Excavations
  • Electricians
  • Farming
  • Fencing
  • Forestry
  • Gasfitters
  • Glaziers
  • Insulation
  • Labourers
  • Landscaping
  • Machinery Operators
  • Painters
  • Pesticide
  • Pipeline
  • Plasterers
  • Plumbers
  • Power-Line Inspection
  • Refrigeration Mechanics
  • Roofing
  • Scaffolders
  • Tilers
  • Truck Drivers
  • Welding

Sample ‘White Collar’ Contractors Insurance Solutions

*Please note the list above is a small sample of the types of occupations we can assist with and by no means represents the full spectrum of occupations we can provide cover for. If your occupation is not listed, please contact us to discuss your requirements.

The type of cover required is dependent upon the nature of services to be provided under the contract. We understand the services provided by an electrician vary greatly to that of a project manager and will therefore work with you to ensure you are protected under the appropriate insurance coverage.

Types of Cover We Provide for Contractors

Professional Indemnity Insurance is important for any contractor or consultant that

  • Receives a fee directly for advice or a service, or
  • Received a fee indirectly for advice or a service provided

Professional Indemnity Insurance will protect you should you become legally liable to defend yourself as a result of:

  • Any actual or alleged negligent act,
  • An error or omission, or
  • Other insured negligent act that causes a financial loss to a third party

Please visit our Professional Indemnity Insurance page for further information.

Public Liability Insurance is an important cover for most contractors and consultants. It covers an individual or company as a result of their business activities for

  • Personal injury to third parties
  • Property damage to third parties

Products Liability covers bodily injury or property damaged caused from anything after it has left your possession or under your control that has been:

  • Manufactured,
  • Grown,
  • Extracted,
  • Produced,
  • Processed,
  • Constructed,
  • Erected,
  • Assembled,
  • Installed,
  • Repaired,
  • Serviced,
  • Treated,
  • Sold,
  • Supplied, or
  • Distributed

For further information, please visit our Public and Products Liability page.

IT Liability Insurance is important for any IT contractor or consultants. IT Liability Insurance incorporates cover for both

  • Professional Indemnity Insurance
  • Public Liability Insurance

IT Liability Insurance will protect you should you become legally liable to defend yourself as a result of:

  • Any actual or alleged negligent act,
  • An error or omission, or
  • Bodily injury or property damage type claim

Please visit our IT Liability Insurance page for further information.

  • Construction of buildings and other structures.
  • Erection and installation of machinery, plant and equipment.
  • Dry and wet civil works.
  • Legal liability.
  • Advanced loss of profits.
  • Advanced loss of rental.
  • Delay in start up, and
  • Holding costs and standing charges.

Please visit our Contract Works Insurance page for further information.

  • Additional benefits.
  • Broad form liability.
  • Consequential loss.
  • Damage.
  • Machinery breakdown, collapse or deterioration.
  • Hired – in plant.
  • Road risk.

Please visit our Plant & Equipment Insurance page for further information.

  • Sedans and utilities.
  • 4wd’s and vans.
  • Light Commercial (up tp 4.5T)
  • Commercial Trailers.
  • Forklifts.
  • Mobile plant, machinery and equipment.
  • Owner drivers.

Please visit our Commercial Motor Insurance page for further information.

As well as providing the common insurances required by contractors and sub-contractors, we provide additional products that may be necessary in your particular line of work or in the day to day running of your business. These additional products include but are not limited to:

  • Corporate Travel Insurance
  • Directors and Officers Insurance
  • Personal Accident & Illness Insurance
  • Property Insurance
  • Sickness and accident
  • Workers Compensation

Contractors Insurance – Get a Quote Today

To obtain a quote for Contractors Insurance please select from the cover options below. If you require multiple covers, please complete only one form and we can assist you from there.

If the cover you are after is not listed, please feel free to contact us on 1300 932 237 to discuss your insurance requirements.

Get a Professional Indemnity Quote
Get a IT Liability Quote
Get a Public Liability Quote
Get a Contract Works Insurance Quote
Get a Plant & Equipment Quote
Contact us to Get a Quote
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