Contractors Insurance

Protect yourself against claims from work you perform under a contract

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Contractors Insurance Details

It’s Your Business, Protect It

Whether you’re a plumber, builder, landscaper or project manager, you need insurance cover. There are a number of insurance solutions for contractors, sub-contractors and professional contractors out there, choosing the right cover can be challenging.

You must protect yourself against liabilities and losses that could arise as a result of the work you perform under a contract. Fortunately, we are experts at finding the right cover and providing you with specialised contractors insurance advice

Sample ‘Blue Collar’ Contractors Insurance Solutions

  • Builders
  • Bricklayers
  • Cabinet Makers
  • Cleaners
  • Concreters
  • Drilling
  • Demolition
  • Earthworks & Excavations
  • Electricians
  • Farming
  • Fencing
  • Forestry
  • Gasfitters
  • Glaziers
  • Insulation
  • Labourers
  • Landscaping
  • Machinery Operators
  • Painters
  • Pesticide
  • Pipeline
  • Plasterers
  • Plumbers
  • Power-Line Inspection
  • Refrigeration Mechanics
  • Roofing
  • Scaffolders
  • Tilers
  • Truck Drivers
  • Welding

Sample ‘White Collar’ Contractors Insurance Solutions

  • Project Managers
  • Real Estate Agents
  • Salesperson
  • Security
  • Social Workers
  • Solicitors
  • Teachers
  • Typist
  • Valuers
  • Veterinary Surgeons

*Please note the list above is a small sample of the types of occupations we can assist with and by no means represents the full spectrum of occupations we can provide cover for. If your occupation is not listed, please contact us to discuss your requirements.

The type of cover required is dependent upon the nature of services to be provided under the contract. We understand the services provided by an electrician vary greatly to that of a project manager and will therefore work with you to ensure you are protected under the appropriate insurance coverage.

Types of Cover We Provide for Contractors

Professional Indemnity Insurance

  • Important for anyone who receives a fee either directly or indirectly for advice or service, particularly contractors and consultants.
  • Will protect you should you become legally liable for costs as a result of any actual or alleged negligent act, error or omission in your line of work.

Please visit our Professional Indemnity Insurance page for further information.

Public and Products Liability Insurance

  • Public Liability Insurance covers an individual or company for personal injury and/or property damage caused to third parties as a result of an occurrence arising out of their business activities.
  • Products Liability covers damage caused from anything manufactured, grown, extracted, produced, processed, constructed, erected, assembled, installed, repaired, serviced, treated, sold, supplied or distributed after it has ceased to be in the possession or under the control of your company.

Please visit our Public and Products Liability page for further information.

Contract Works Insurance

  • Construction of buildings and other structures.
  • Erection and installation of machinery, plant and equipment.
  • Dry and wet civil works.
  • Legal liability.
  • Advanced loss of profits.
  • Advanced loss of rental.
  • Delay in start up, and
  • Holding costs and standing charges.

Please visit our Contract Works Insurance page for further information.

Plant & Equipment Insurance

  • Additional benefits.
  • Broad form liability.
  • Consequential loss.
  • Damage.
  • Machinery breakdown, collapse or deterioration.
  • Hired – in plant.
  • Road risk.

Please visit our Plant & Equipment Insurance page for further information.

Motor Vehicle Insurance

  • Sedans and utilities.
  • 4wd’s and vans.
  • Light Commercial (up tp 4.5T)
  • Commercial Trailers.
  • Forklifts.
  • Mobile plant, machinery and equipment.
  • Owner drivers.

Please visit our Commercial Motor Insurance page for further information.

Other Insurances

As well as providing the common insurances required by contractors and sub-contractors, we provide additional products that may be necessary in your particular line of work or in the day to day running of your business. These additional products include but are not limited to:

  • Corporate Travel Insurance.
  • Directors and Officers Insurance.
  • Personal Accident & Illness Insurance.
  • Property Insurance.
  • Sub-Contractors.
  • Sickness and accident.
  • Workers Compensation.

To obtain a quote for Contractors Insurance please click the button below or call us on 1300 932 237.

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