In most cases, no. Standard Business Insurance or Professional Indemnity policies do not include cover for cyberattacks, data breaches, or online scams.
Cyber Insurance is specifically designed to address the risks that come with operating in a digital environment. This includes:
- Ransomware and extortion attempts
- Business email compromise
- Data privacy breaches
- Cybercrime, such as invoice fraud, social engineering or phishing
- Incident response and legal support
These exposures typically fall outside the scope of general business policies.
If your operations rely on digital systems or involve sensitive information, it’s important to consider whether a separate Cyber policy is needed.
Contact us to check if your current cover is sufficient or if a dedicated Cyber policy is required.
