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Can Corporate Travel Insurance cover my employees?
AI Doc Summarizer Doc Summary

Yes. Corporate Travel Insurance can be structured to cover eligible employees travelling on behalf of the business.

Depending on the policy, other people can also fall within the definition of an insured person. These may include:

  • Directors
  • Employees
  • Contractors
  • Consultants
  • Accompanying spouses or partners
  • Accompanying dependent children

The people covered vary between policies.

Do employees need to be individually named? #

Not always.

Some Corporate Travel policies cover classes of people, such as employees or directors travelling on authorised business, rather than requiring every traveller to be individually listed. Other policies or particular circumstances may require named individuals.

What should the business declare? #

The insurer may ask about:

  • Number of travellers
  • Domestic and overseas travel
  • Estimated travel days
  • Destinations
  • Maximum trip duration
  • Traveller ages
  • Business activities
  • Previous claims

These details help determine how the policy should be structured.

Contact our team if you would like to review which employees and other travellers are covered under your policy.

General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.