Doc Summary
Professional Indemnity Insurance is usually only one part of a Landscape Architect’s insurance program.
Other cover depends on how the practice operates and the services it provides.
Common considerations include:
- Public Liability Insurance for certain third-party injury or property damage exposures
- Cyber Insurance where the practice relies on digital systems or holds client information
- Business Insurance for office contents and other business property
- Management Liability Insurance for certain management, employment and company-related exposures
- Commercial Motor where vehicles are used for business
- Workers Compensation where applicable
Broader project involvement #
Additional consideration may be required where the practice is involved in:
- Contract administration
- Site inspections
- Project coordination
- Construction advice
- Procurement
- Product supply
- Other services extending beyond landscape design
The insurance program should reflect the actual services undertaken rather than the business title alone.
Webber Insurance has a specialist facility for Landscape Designers and Landscape Architects.
Contact our team if you would like help reviewing the insurance program for your Landscape Architecture practice.
Frequently Asked Questions #
Landscape Architects #
How do subconsultants affect a Landscape Architect’s insurance?
Landscape Architecture projects can involve civil or structural engineers, irrigation designers, arborists, ecologists and other specialists. Where the Landscape Architect engages these parties as part of its overall service, the practice can remain responsible to the client for their work.
A subconsultant’s insurance does not automatically protect the Landscape Architect. Consider written scopes, responsibilities, qualifications, experience, appropriate Professional Indemnity activities and limits, and current Certificates of Currency. The extent and type of subcontracted professional services should also be disclosed to the insurer.
General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.
