To obtain a Commercial Motor Insurance quote, we generally need information about the business, vehicles, drivers and how the vehicles are used.

Vehicle information #

For each vehicle, this can include:

• Registration
• Year, make and model
• Body type
• Carrying capacity or gross vehicle mass where relevant
• Market value or requested agreed value
• Finance details
• Accessories or modifications
• Permanently fitted equipment
• Usual garaging location

Vehicle use #

We may also need to know:

• Business use
• Private use
• Operating radius
• Areas travelled
• Whether goods are carried
• Whether tools or equipment are carried
• Whether passengers are transported
• Whether dangerous goods are carried

Driver and claims information #

Depending on the insurer, information may also be required about:

• Regular drivers
• Driver ages
• Licence types
• Driving experience
• Previous claims
• Accidents
• Driving offences

For larger fleets, a current vehicle schedule or spreadsheet can be the easiest way to provide the information.

Insurers may also request several years of claims history.

Contact our team if you need help preparing the information for a Commercial Motor quote.