If you provide engineering services to clients or projects outside Australia, it is important to check that your Professional Indemnity Insurance is suitable for the countries in which you work.

Professional Indemnity policies can contain restrictions relating to both territory and jurisdiction. This can affect where you are permitted to provide services and where legal proceedings can be brought against you.

You should consider:

• The countries where your clients and projects are located
• Which country’s law governs your contracts
• Whether your policy provides worldwide territorial and jurisdictional cover
• Any restrictions applying to work in particular countries, including the United States and Canada
• Whether your insurer needs to approve overseas work before it begins
• Any insurance requirements contained in your client contracts

Even if the engineering work itself is completed in Australia, an overseas client, foreign contract or overseas project may still create an international exposure.

If you undertake work outside Australia, contact our team so we can review the details and help make sure your insurance is structured appropriately.