Corporate Travel Insurance is designed to cover a range of risks affecting insured people while travelling for business.

The exact cover depends on the insurer and policy selected.

Medical, cancellation and travel disruption #

Policies can provide cover for certain overseas medical expenses arising from illness or injury during an insured journey. Emergency evacuation or repatriation expenses may also be covered.

Cover can also be available for certain losses arising when an insured journey is cancelled, delayed, interrupted or altered because of an insured event.

Luggage and business property #

Policies can include cover for:

• Lost or stolen baggage
• Personal belongings
• Travel documents
• Delayed baggage

Some policies can also cover business equipment taken on an insured journey, such as:

• Laptops
• Mobile phones
• Other portable business equipment

Limits, item limits and conditions generally apply.

Rental vehicle excess and personal liability #

Cover may be available for certain rental vehicle excess costs incurred during an insured journey.

Some Corporate Travel policies also include Personal Liability cover for certain claims arising while travelling.

Replacement employee expenses #

Depending on the wording, cover may be available for certain additional costs of sending a replacement employee where an insured traveller becomes unable to continue the journey.

All of these sections are subject to policy limits, conditions and exclusions.

Contact our team if you would like help reviewing the Corporate Travel cover available for your business.