The most common Public Liability claims involve slips, trips, and falls. These incidents can occur in everyday situations including:
- A wet or slippery floor
- Uneven ground or loose paving
- Unsecured cords or cables
These types of claims often involve injuries to customers, visitors, or members of the public.
Property damage is another frequent claim type. This might involve:
- Accidentally breaking a client’s belongings
- Damaging flooring or furniture while working on-site
- Causing water or electrical damage during installation or service work
While these risks may seem minor, they can lead to expensive compensation or legal costs if someone is injured or property is damaged.
Having the right Public Liability Insurance cover ensures your business is protected when the unexpected happens.
Contact us to ensure your policy accurately reflects the risks associated with your day-to-day operations.
