Public Liability claims commonly involve allegations of:

• Third-party personal injury
• Third-party property damage

The circumstances vary considerably depending on the business.

Personal injury claims #

Examples can include:

• Slips, trips and falls
• Wet floors
• Uneven surfaces
• Cables or equipment causing a trip hazard
• Materials obstructing access
• Unsafe access to a workplace or site

Claims can involve customers, visitors, contractors or other members of the public.

Property damage claims #

Examples can include:

• Damage to a client’s flooring or furniture
• Accidental damage while working onsite
• Water damage caused during trade work
• Damage to neighbouring property
• Equipment damaging property
• Excavation damaging underground services

Construction and trade claims #

Other examples can involve:

• Falling objects
• Damage to surrounding property
• Subcontractor activities
• Work near members of the public
• Site activities causing injury or damage

Not every incident will result in an insured claim.

Whether the policy responds depends on the facts, insured activities and policy terms.

If an incident occurs that could reasonably develop into a claim, notify Webber Insurance promptly rather than waiting for a formal demand.

Email [email protected] or use our Claims page.