IT professionals can face claims arising from professional services, systems, data, technology projects and cyber incidents.

A claim or allegation does not necessarily mean the IT professional has actually been negligent.

Examples can include:

• System integration failures
• Configuration errors
• Software defects
• Project delays
• Missed milestones
• Data loss or corruption
• Migration issues
• System outages
• Incorrect advice
• Security incidents
• Failure to meet an agreed specification

Different incidents can involve different insurance #

A professional services claim may potentially involve IT Liability Insurance or Professional Indemnity Insurance.

A cyber incident affecting the insured business’s systems or information may instead involve Cyber Insurance.

Public Liability can become relevant where activities cause third-party personal injury or property damage.

The applicable policy depends on the circumstances, allegations and wording.

Clear contracts, project records and documentation can assist when a dispute arises, but they do not prevent every claim.

Contact our team if you need help with a potential IT Liability claim or would like to review your insurance arrangements.