Yes, owner-builders can usually obtain Contract Works Insurance, but this depends on the insurer and the type of project.
Most insurers will ask for:
- A valid owner builder permit or licence
- Approved council plans or building permits
- A clear project value and timeline
- Details about subcontractors (if used)
Not all insurers cover owner-builder projects, and some may have exclusions or limits. Coverage typically includes the structure under construction and materials on-site, but does not always extend to tools or liability unless specifically included.
If you’re unsure whether your project qualifies, please get in touch with us today..
General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.
