Professional Indemnity Insurance can respond to certain claims alleging that an Environmental Consultant’s professional services, advice, assessment or report caused financial loss.

Examples can include allegations involving:

• Failure to identify contamination
• Incorrect remediation advice
• Incorrect interpretation of test results
• Environmental impact assessments
• Environmental due diligence
• Compliance advice
• Soil and groundwater assessments
• Air or water quality assessments
• Environmental modelling
• Project delays caused by professional errors
• Environmental reports relied upon by third parties
• Expert reports
• Failure to meet the required professional standard

Depending on the policy, cover can include defence costs, expert expenses and insured liabilities.

What environmental restrictions should be checked? #

Environmental Professional Indemnity policies can contain particular terms concerning:

• Pollution
• Contamination
• Asbestos
• Mould
• Hazardous materials
• Gradual environmental damage
• Particular industries or project types

A pollution or contamination exclusion does not necessarily mean every environmental consulting service is excluded.

The exact professional services and policy wording need to be reviewed together.

Professional Indemnity Insurance is generally claims-made, so previous work, retroactive cover and continuity of insurance can also be important.

Contact our team before undertaking a materially different type of environmental project.