Mining and resources insurance quotations require a clear picture of the business, the work performed and the sites involved. Detailed information helps insurers assess the exposure and reduces delays or unsuitable assumptions.

Business and activity information #

• a detailed breakdown of contracting and consulting services
• annual turnover, wages, employee numbers and subcontractor payments
• client types, site locations and the states or territories involved
• typical and maximum contract values
• underground, remote, hazardous or other higher-risk activities
• experience, licences, safety systems and incident history

Assets, services and insurance #

• plant, equipment and vehicle schedules, values and hire arrangements
• design, engineering, advice, reports or other professional services
• required limits, existing policies and claims history
• overseas work, fly-in fly-out arrangements or long-term placements

Provide principal insurance clauses or contracts where available, particularly where they include indemnities, named-party requirements or unusual limits. Current policy schedules and claims information can also assist.

Describe proposed work as well as historical activities if the business is bidding for a new contract or changing its services.