Tradies Insurance

Insure your business today to find out why so many Australian tradies trust us with their insurance.

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Insurance Cover for Tradies

Specialising in Tradesman Insurance

We understand the unique challenges faced by tradespeople in their day-to-day work. As an insurance broker, we recognise that the world of trades is diverse, dynamic, and filled with its own set of risks. From carpenters to plumbers, electricians to refrigeration mechanics, each trade carries its own set of specific hazards and potential liabilities.

Our mission is to provide tailored insurance solutions that comprehensively address these risks, safeguarding your business, assets, and livelihood. We know that your work demands precision, dedication, and expertise, but it also requires a safety net that protects against unforeseen circumstances.

“Webber have been able to provide me with exceptional service since my first policy in 2017. Every year for renewal, the team keep me updated. Daniel has gone over and above to make things happen which has kept me moving across different policies. I cannot recommend enough.”
Curtis Lyons

Why choose us for your Tradies Insurance?

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Tradies Insurance Specialist

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TradieWives Partner

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Public & Products Liability Insurance

Public liability insurance is fundamental for any tradesperson operating as a business owner or subcontractor. Across all trades, accidents can happen despite your best efforts. If a mishap occurs and leads to property damage or injury to a third party, you could face expensive legal claims and the potential costs of repairs or medical bills. Public Liability Insurance is intended to help cover these costs.

Claims Example

Suppose you’re an electrician, and while installing lighting fixtures, an apprentice accidentally falls through and damages the client’s ceiling. Public Liability Insurance is intended to cover the repair costs, safeguarding you from the financial burden.

Tools & Equipment Insurance

Your tools are essential for your livelihood. Tools and Equipment Insurance covers the cost of replacing or repairing your tools in case they are stolen or damaged.

Tool theft is a common issue faced by all trades. This coverage means you can promptly replace stolen tools and resume work with minimal downtime. When selecting this cover, make sure that you know your requirements around locking up your tools.

Commercial Motor Vehicle Insurance

As a Tradie, your vehicle is often not just a mode of transport, but also mobile storage for your tools. Commercial Motor Vehicle Insurance can cover your vehicle (and the modifications made for your trade) along with any trailers and other road registered items.

Not all cover is created equal. Make sure your business vehicles are insured correctly to ensure you have access to benefits such as signwriting and hire vehicles. It is also important to understand your policy coverage so that you know who from your business is insured to drive your vehicle/s.

Plant & Equipment Insurance

Plant & Equipment Insurance can provider cover for a range if different construction equipment such as bobcats, forklifts, trailers, and excavators. If you own, hire in, lease or hire out any plant or equipment, it is important to make sure that you have the correct insurance in place.

Under this type of insurance policy, you have the ability to insure plant and equipment for theft and damage, breakdown, consequential financial losses, transit, etc.

Visit our Plant & Equipment insurance webpage for more information.

Professional Indemnity Insurance

Professional Indemnity Insurance covers legal costs and claims for damages that may arise due to professional negligence and advice. It is becoming more common for tradespeople signing larger contracts to be required to have this cover especially if they are involved with design and construction work.

You can read more about Professional Indemnity cover here or feel free to contact us today.

Building Indemnity Insurance

This cover, also known as Builders Warranty insurance, is required for some trades undertaking projects over a certain project value. For more information, please visit our Building Indemnity page.

Personal Accident & Illness Insurance

Accidents or illnesses can prevent you from working. This type of insurance cover can provide some financial cushion, ensuring a steady income even when you cannot work. There are numerous options for personal accident type cover available, including that by a risk advisor, which we as general insurance brokers do not have access to.

Tradies Insurance FAQs

The most important insurance cover for all tradespeople to carry is Public Liability Insurance, as this protects against claims of property damage and injury to third parties, caused by your work.

Ensuring that you have adequate insurance cover in place to protect your other business related risks, such as Commercial Motor Vehicle Insurance & Tools & Equipment Insurance is also vital.

If someone (a client, visitor, or passerby) suffers injury or property damage due to your business activities, this insurance covers legal costs and compensation claims. It helps safeguard your finances by covering these unexpected expenses.

In case of lawsuits or legal proceedings arising from covered incidents, the insurance covers legal representation and associated costs. It ensures you’re equipped to handle legal challenges without bearing the full financial burden.

Each business and trade is different, and your exact requirements are unique. As an insurance broker, we have access to many different insurers and can happily provide multiple insurance quotes at no cost to you.

We can generally assist with all types of trades vehicles, from sedans, vans and utes, up to heavy rigid vehicles and trucks. We can also assist with trailers and other road-registered vehicles where required. Items that do not require road registration, can usually be covered under plant and equipment insurance.

If you have certain plant and vehicles that you are looking to insure, please reach out to us and we would be happy to discuss your requirements with you to work out a tailored solution.

Due to our specialisation in Tradie Insurance and the construction industry as a whole, our understanding of unique risks, and our ability to offer flexible and affordable insurance options customised to your requirements.

Various trades can be insured under Tradie Insurance policies to protect against specific risks associated with each trade. These include but are not limited to:

  • Abrasive Blasting
  • Air Conditioning Installation
  • Alarm Installation
  • Antenna Installation & Repairs
  • Arborist
  • Bathroom Installation
  • Blinds/Curtain Installation
  • Boilermaker
  • Bricklayer
  • Builder
  • Cabinet Making
  • Car Detailing
  • Carpentry
  • Carpet Laying
  • Cleaning Services
  • Concreting
  • Data/Cabling Installation
  • Diesel Mechanics
  • Door & Window Installation
  • Earthmoving & Excavation
  • Electrical Services
  • Fencing
  • Fitting & Turning
  • Floor Sanding
  • Gardening
  • Gas Fitting
  • Glazing
  • Gutter Installation
  • Gutter Cleaning
  • Handyman Services
  • Heating Equipment Installation & Repair
  • Home Theatre/ AV Installation
  • Irrigation System Installation
  • Joinery
  • Kitchen Installation
  • Labouring
  • Landscaping
  • Lift / Hoist Installation
  • Locksmithing
  • Painting
  • Paving
  • Pest Controlling
  • Plastering
  • Plumbing
  • Rendering
  • Rigging
  • Roofing
  • Scaffolding
  • Security Doors & Shutters Installation
  • Shed Erection
  • Shop Fitting
  • Signwriting & Installation
  • Solar Installation
  • Stone Masonry
  • Telecom Installation/Repairs
  • Testing & Tagging
  • Tiling
  • Traffic Controlling
  • Tree Lopping
  • Water Tank Installation
  • Waterproofing
  • Welding
  • Window Cleaning
  • Window Installation

Get a Tradies Insurance quote

To arrange a quote please click the button below and submit your details. If you would like more information or have any questions, please call us on 1300 932 237.

Get a Tradies Insurance Quote
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