Yes. Stock, tools and portable equipment can generally be insured, but the appropriate cover depends on:

• What the property is
• Its value
• Where it is stored
• Whether it is taken away from the premises
• How it is used

What can Business Insurance cover? #

A Business Insurance package can potentially cover items such as:

• Stock at the business premises
• Tools and equipment kept at the premises
• Computers
• Machinery
• Other business contents

against specified insured events.

What about equipment taken away from the premises? #

Portable items can require General Property Insurance.

Examples include:

• Tools
• Laptops
• Testing equipment
• Cameras
• Portable electronic equipment

You can read more about General Property Insurance.

Theft from an unattended vehicle can be subject to:

• Security requirements
• Sub-limits
• Conditions
• Exclusions

Goods being transported can also require separate transit cover.

What information is normally required? #

This can include:

• Description of the property
• Replacement values
• Storage locations
• Off-site use
• Security arrangements
• Higher-value individual items

Contact our team if you need help identifying the appropriate cover for business property.