Doc Summary
Professional Indemnity requirements for architects vary across Australia.
Architect registration is administered by the relevant state or territory registration authority, and the insurance requirements are not identical in every jurisdiction.
Depending on the jurisdiction and practising arrangements, an architect may be required to:
- Hold Professional Indemnity Insurance
- Maintain insurance appropriate to the architectural services provided
- Meet a specified minimum limit or policy structure
- Provide evidence of insurance
- Maintain particular insurance arrangements while practising
Some jurisdictions have specific statutory or board requirements, while others take a different approach.
The Architects Accreditation Council of Australia provides national registration pathway information, but individual registration boards administer practising and registration requirements.
Employment arrangements can also affect how insurance is maintained. An architect working as an employee may be insured through an employer’s policy, subject to the relevant registration requirements and the terms of that policy.
Contracts and tenders can impose additional insurance requirements beyond those applying to registration.
Architects should therefore check:
- The requirements of the relevant registration authority
- Any professional association requirements
- Client and project contracts
- The actual services and exposures of the practice
Webber Insurance has a specialist facility for Architects.
Contact our team if you need help comparing a registration or contractual requirement with your Professional Indemnity policy.
