Professional Indemnity Insurance can respond to certain claims alleging that an architect’s professional services, advice or design work caused financial loss.

What types of allegations can arise? #

Examples can include:

• Errors or omissions in designs
• Errors in drawings or specifications
• Incomplete documentation
• Incorrect material specifications
• Design compliance allegations
• Consultant coordination issues
• Contract administration errors
• Site observation or inspection allegations
• Project delays arising from professional errors
• Additional construction or rectification costs
• Cost estimate disputes
• Failure to meet the agreed professional scope
• Misrepresentation or breach of professional duty

An architect can also be included in a claim involving several consultants or contractors even where responsibility has not yet been established.

Depending on the policy, cover can include defence costs, expert expenses and insured liabilities.

Professional Indemnity Insurance is generally written on a claims-made basis, so:

• Retroactive cover
• Continuous insurance
• Known circumstances
• Prompt notification

can be important for work undertaken in previous years.

Cover remains subject to the insured professional services, wording, exclusions, excess and limits.

Webber Insurance has a specialist facility for Architects.

Contact our team if you would like help reviewing Professional Indemnity Insurance for an architectural practice.