Public liability insurance is not legally required in all industries. However, it is often a contractual requirement or an expectation from clients, principals, or project managers.
In many cases, public liability is mandatory when:
- Working in public spaces or on government sites
- Operating on a client’s premises
- Applying for industry licences, permits, or council approvals
Even when not legally required, this cover is strongly recommended. It helps protect your business from the financial impact of third-party injury or property damage claims, which can arise unexpectedly and be costly to defend.
Contact us if you’re unsure whether public liability is required for your line of work or specific contracts.
