To obtain a Commercial Legal Expenses Insurance quote, insurers generally need enough information to understand the business and the types of legal disputes it could face.

The exact questions vary between insurers.

What business information is normally required? #

You may be asked to provide details such as:

• Business name and ABN.
• Main business activities.
• Annual turnover.
• Number of employees.
• Business locations.
• How long the business has been operating.
• Whether the business leases or owns its premises.
• The types of customers, suppliers and contracts the business deals with.

What legal and claims information may be required? #

Insurers may also ask about:

• Previous legal disputes.
• Employment claims or disputes.
• Contractual disputes.
• Tax investigations.
• Regulatory matters.
• Debt recovery issues.
• Existing or pending legal proceedings.

Known disputes or circumstances should be disclosed accurately. A new policy should not be assumed to cover a matter that already exists.

Do I need to provide copies of contracts? #

Not necessarily for every quotation.

However, contracts or other supporting documents may be required where the insurer needs more information about a particular exposure.

Can Commercial Legal Expenses Insurance be added to another policy? #

Sometimes.

Commercial Legal Expenses Insurance may be available as a standalone policy or as part of a broader insurance arrangement, depending on the insurer.

Webber Insurance can review your existing insurance program to determine whether suitable Legal Expenses cover is already included or should be considered separately.