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Does Professional Indemnity Insurance cover boundary survey errors?
AI Doc Summarizer Doc Summary

Professional Indemnity Insurance can respond to certain claims alleging that a Land Surveyor incorrectly identified or documented a property boundary.

Boundary work can create significant professional exposure because property owners, developers, builders and other parties may rely on the survey.

What can happen if a boundary is wrong? #

An alleged boundary error can contribute to issues such as:

  • A building being constructed too close to or across a boundary.
  • Fences or retaining walls being incorrectly located.
  • Driveways or other improvements encroaching onto another property.
  • Development plans being based on incorrect dimensions.
  • Disputes between neighbouring property owners.
  • Additional surveying, legal or rectification costs.

Does a claim require the surveyor to admit an error? #

No.

A Professional Indemnity claim can arise from an allegation against the surveyor.

The insurer may need to investigate the circumstances and obtain expert or legal advice before liability is determined.

What should I do if a boundary issue is raised? #

Do not admit liability or agree to pay rectification or other costs without first discussing the matter with Webber Insurance or the insurer.

Provide the relevant:

  • Survey records.
  • Plans.
  • Field notes.
  • Calculations.
  • Client instructions.
  • Correspondence.
  • Other supporting documentation.

Early notification can help protect the business’s position and allow the insurer to assess the matter.

General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.