Yes, public liability insurance typically includes cover for legal defence costs, investigation expenses, and compensation awarded against you if you are found liable.
This includes costs related to:
- Defending you in court
- Engaging legal representation or experts
- Responding to regulatory investigations
- Settling claims where appropriate
Even if a claim is unfounded, the policy will generally respond to cover the cost of defending the allegation. These costs can be substantial and are one of the key reasons why public liability insurance is essential for businesses that deal with the public, clients, or work on third-party sites.
Contact us if you’d like help understanding how legal costs are handled under your specific policy.
