In South Australia, Building Indemnity Insurance is required for domestic building work that:
- Involves structural elements
- Requires council approval
- Has a contract value of $12,000 or more
This requirement is outlined in the Building Work Contractors Act 1995 and applies to work carried out by licensed builders or contractors.
Examples of insurable projects include:
- Construction, alteration, or demolition of a house
- Underpinning, structural repairs, or improvements to an existing home
- Additions or extensions
- Excavation or site preparation related to residential building work
- Swimming pools or spas located within the boundary of the house
- Other works carried out within the boundary (curtilage) of a residential property
If the work meets these criteria, Building Indemnity Insurance must be arranged prior to commencing the job, and a certificate must be provided to both the homeowner and the council.
Contact our team today for further assistance.
