In South Australia, Building Indemnity Insurance is generally required for eligible domestic building work that:
- Requires development approval
- Is valued at $20,000 or more
What types of projects can this include? #
Depending on the work, contract and approvals, examples can include:
- Construction of a new home
- Extensions
- Alterations and additions
- Structural repairs or improvements
- Certain swimming pool or spa projects
- Certain structural landscaping work
- Other eligible domestic building work requiring development approval
Not every residential project automatically requires Building Indemnity Insurance.
The requirement depends on matters such as:
- Type of work
- Contract value
- Development approval requirements
- Contractor licence
- Contracting structure
What needs to happen before work starts? #
The licensed Building Work Contractor must have the required Building Indemnity eligibility before Webber Insurance can submit a project application through our QBE process.
A job-specific Certificate of Insurance must then be issued where required before eligible work commences.
Contact our team before work begins if you are unsure whether a particular project requires Building Indemnity Insurance.

