Builders can face risks involving construction works, subcontractors, members of the public, tools, plant, vehicles and contractual responsibilities.

No single insurance policy addresses every exposure.

Insurance commonly considered can include:

• Contract Works Insurance
• Public and Products Liability Insurance
• Building Indemnity or Home Warranty Insurance where required
• General Property cover for tools and portable equipment
• Plant and Equipment Insurance
• Commercial Motor Insurance
• Management Liability Insurance
• Design and Construct Professional Indemnity Insurance
• Cyber Insurance
• Business Insurance
• Workers Compensation where applicable

What determines the insurance required? #

Relevant factors can include:

• Types of construction undertaken
• Contract values
• Project locations
• Residential or commercial work
• Use of subcontractors
• Design responsibilities
• Equipment owned or hired
• Vehicles
• Client and principal requirements

Building Indemnity or Home Warranty requirements vary considerably between jurisdictions.

In South Australia, Webber Insurance assists builders with the QBE Building Indemnity Insurance process under the applicable South Australian arrangements.

You can read more on our Building Indemnity Insurance page.

Contact our team before accepting a materially different project or signing a contract containing specific insurance requirements.