Insurance application forms often cover a range of business activities, structures and risk scenarios.
As a result, you may occasionally see a question that does not appear directly relevant to your circumstances.
Answer the questions as accurately as possible.
If a question genuinely does not apply, select or enter Not applicable where the form allows it.
Do not guess if you are unsure what a question means.
The information provided can affect:
- Whether an insurer is willing to offer cover
- The premium
- Policy terms
- Exclusions
- Excesses
- The way a future claim is assessed
If a required question does not appear relevant, contact our team before submitting the form.
We can explain why the information is being requested and what should be provided.

