Yes. If your business is involved in both the design and construction or implementation of landscape works, then you may require a Design & Construct (D&C) Professional Indemnity policy instead of a standard Professional Indemnity policy. 

A Design & Construct policy is tailored for businesses that: 

• Provide landscape design services and also manage or perform the physical landscaping works 
• Subcontract the construction of their designs to third parties 
• Take on contractual responsibility for both the design and the final delivered result 
• Provide landscape project management or construction supervision with input into the build itself 

Standard Professional Indemnity policies typically exclude physical works or site-based activity. If you undertake or oversee the construction component of your projects, and something goes wrong (e.g. the landscape fails due to design or execution issues), you could be exposed to claims that are not covered under a standard PI policy. 

We can help determine whether your business activities require D&C cover and ensure your insurance reflects your full range of services. Contact our team today to assist you with your insurance requirements.