Public Liability Insurance can respond to certain claims involving third-party personal injury or property damage arising from a Real Estate Agent’s business activities.

Real Estate Agents regularly interact with clients and members of the public at:

• Offices
• Open homes
• Property inspections
• Auctions
• Managed properties
• Other property-related events

Examples of claims can include:

• A visitor being injured at an open home
• A client being injured at the agency’s office
• Accidental damage to a property during an inspection
• Injury or damage involving signs or displays
• Incidents during auctions or property events
• Damage occurring while accessing a property

What does Public Liability not replace? #

Public Liability Insurance should not be treated as a substitute for Professional Indemnity Insurance.

A claim involving:

• Professional advice
• Property representations
• Advertising
• Property management services
• Other professional duties

may instead involve Professional Indemnity Insurance.

Policies can also contain particular terms relating to property in the insured’s care, custody or control and the activities of contractors.

Contact our team if you need help reviewing the activities insured under your Public Liability policy.