Products liability insurance covers you if a product you sell, supply, manufacture, or install causes injury or property damage after it has been handed over or is in use.

This can include:

• Goods you install or assemble as part of your service
• Items you import, rebrand, or distribute
• Components supplied as part of a project

Products liability is often included alongside public liability in a combined policy. For example, if a product you installed later causes a fire or injury, this section of your policy would typically respond to the claim.

If you supply or work with physical products, it’s important to check that your policy includes this cover and that it applies to the type of products involved.

Contact us if you’re unsure whether your current policy includes products liability or if you need help reviewing your coverage.