A broad range of IT and technology services can be insured where they are accurately disclosed to and accepted by the insurer.

Examples can include:

• Software development
• Application development
• Software testing and support
• Website and mobile development
• Cloud consulting
• Cloud migration
• Hosting and storage
• Software as a Service
• Systems integration
• IT consulting
• Technology strategy
• IT project management
• Business analysis
• Network design and installation
• Managed IT services
• Remote monitoring
• Help desk services
• Data migration
• Backup and recovery
• Hardware sales and installation
• Hardware maintenance
• Telecommunications
• IT training
• Cybersecurity consulting
• Security assessments
• Penetration testing
• Vulnerability testing
• Artificial intelligence development or consulting

Which services may require additional underwriting? #

This can include work involving:

• Financial services
• Healthcare
• Government
• Defence
• Critical infrastructure
• Payment systems
• Large volumes of personal or sensitive information
• Business-critical software

Hardware manufacturing, importing, selling and installation should also be disclosed because these activities can create Products Liability exposures.

The insured business description should reflect what the business actually does.

Contact our team before adding a materially different technology service.