Some Corporate Travel Insurance policies can include leisure travel, but the extent of that cover varies.

When can leisure travel be covered? #

A policy may cover incidental leisure activities undertaken during an otherwise insured business trip. For example, a traveller may have personal time before, during or after their business commitments.

Some policies also allow a business trip to be extended for private travel, subject to conditions or maximum periods.

Depending on the policy, certain directors, employees or accompanying family members may also have some cover for private travel that is not directly connected with a business trip.

The extent of cover varies considerably between insurers, so the personal portion of a trip should not automatically be assumed to be covered.

Check before travelling #

If a trip includes a substantial leisure component, confirm the position before departure.

Important factors can include:

• Who is travelling
• Purpose of the trip
• Length of the leisure component
• Destination
• Activities planned
• Whether family members are accompanying the insured traveller

Contact our team if you would like us to check whether a planned leisure component falls within your Corporate Travel policy.