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I do not write code or software. Do I still need Professional Indemnity Insurance?
AI Doc Summarizer Doc Summary

Potentially.

Professional Indemnity exposure is not limited to software development or writing code.

IT and technology businesses can provide professional services in many other ways.

Examples include:

  • IT advice and consulting
  • Project management
  • System implementation
  • Software configuration
  • Systems integration
  • Network design or management
  • Managed services
  • Cloud consulting
  • Cybersecurity advice
  • Data migration
  • Technical support

A client may allege that an error, omission or failure in those services caused financial loss even where no software code was written.

IT Liability can combine different exposures #

IT Liability Insurance can combine Professional Indemnity and Public and Products Liability within a policy designed for technology businesses.

The appropriate structure depends on the actual services performed.

Contractual requirements can also specify:

  • Professional Indemnity
  • Public Liability
  • Cyber Insurance
  • Particular limits
  • Run-off periods
  • Other insurance conditions

Contact our team if you would like us to review your technology services and the insurance exposures they create.

General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.