Asbestos Liability Insurance policies can vary between insurers, but there are several common exclusions to be aware of.
Typical exclusions may include:
- Claims related to known incidents or exposures that occurred before the policy commenced and were not disclosed
- Work that falls outside the scope of your licensed asbestos activities
- Pollution or contamination that is not related to asbestos
- Deliberate non-compliance with health, safety, or environmental regulations
- Contractual liabilities beyond what the policy is designed to cover
Even if a policy includes asbestos liability coverage, this does not mean that all asbestos-related claims are automatically covered. The insurer will still apply the standard terms, conditions, and exclusions of the policy. You must continue to operate within the scope of your licence and comply with all regulatory and policy requirements to ensure cover remains valid.
Contact us if you are unsure about what is or isn’t covered under your policy.
