Plant and Equipment Insurance can cover many types of mobile and fixed machinery.

Examples can include:

• Excavators
• Skid steers
• Backhoes
• Loaders
• Bulldozers
• Graders
• Cranes
• Elevated work platforms
• Forklifts
• Telehandlers
• Drilling equipment
• Pavers
• Roadworking equipment
• Concrete pumps
• Generators
• Compressors
• Agricultural machinery
• Trailers
• Attachments and accessories

Portable tools and smaller equipment may sometimes be included, although General Property Insurance can also be relevant depending on the type and use of the items.

Does all equipment use the same policy? #

No.

The appropriate insurance can depend on:

• Whether the equipment is mobile or fixed
• Whether it is road registered
• How it is used
• Whether it is owned, financed or leased
• Whether it is hired in
• Whether it is hired to other businesses
• Equipment value
• Operating location

Specialised uses such as underground work, lifting, drilling or work over water may require additional underwriting or policy conditions.

Contact our team if you would like us to review the machinery and equipment used by your business.