The following insurances may also be relevant to your business – please speak with us to determine what is suitable for you:
Management Liability insurance covers the costs of defending directors, managers and employees
against any claims that are the result of their actions or decisions. If you are faced with unexpected liability costs, Management Liability Insurance can protect your business and personal assets, such as your home from being sold to cover the cost of paying claims.
Cyber Protection Insurance is a relatively new form of cover. It’s designed to help protect your business from the financial impact of computer hacking or a data breach. If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber attack at some stage. A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk – which could damage your reputation.
When business travel doesn’t go to plan, Corporate Travel Insurance can help to cover out-of-pocket costs to your business and employees. If you or your employees need to travel for work, Corporate Travel Insurance can protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations or lost and stolen baggage.
Corporate Travel insurance is similar to personal travel insurance. It can cover your business for unanticipated travel costs if specific events happen. Corporate Travel insurance also covers your directors’ personal travel, which includes spouses and dependents.
General Property Insurance covers you for the cost of repairing or replacing property insured, such as your tools or equipment, that is accidentally damaged in any location worldwide (unless otherwise noted).
We understand that not having your tools or equipment could result in you not being able to work, which could affect your cash flow while also leaving you out of pocket to repair or replace your necessary tools or equipment. This is why having General Property Insurance can help by ensuring accidentally lost or damaged tools or equipment are repaired or replaced ASAP enabling you to continue operating.
Income protection is as simple as it sounds – it’s insurance for your income. If you can’t go to work because of sickness or injury, income protection will pay you a monthly benefit to replace your salary while you’re out of action. Income protection is particularly useful if your job is your main or sole means of supporting yourself or if you have a family or own a business.