An Excess Liability insurer generally needs information about the underlying insurance, the additional limit required and the business exposure.

Information commonly required #

This can include:

• Underlying policy schedule
• Policy wording
• Endorsements
• Proposal or application form used for the primary policy
• Additional underwriting information supplied to the primary insurer
• Claims history
• Known circumstances
• Existing Excess Liability layers
• Total limit required
• Reason the additional limit is required
• Relevant contractual or tender insurance clauses

The excess insurer may also require information about:

• Business activities
• Project values
• Contract values
• Territories
• Jurisdictions
• Professional services
• Other risk-specific exposures

Do I need everything before contacting Webber Insurance? #

No.

Send us the information you currently have and we can identify what else may be required.

The underlying policy is particularly important because the excess insurer needs to understand the insurance above which its layer will sit.

You can also read more on our Excess Liability Insurance page or contact our team.