The information required depends on the type of insurance and the nature of your business.

Common information can include:

• Your legal entity and trading name
• ABN or ACN
• Contact details
• Business activities and services
• Annual turnover or revenue
• Employees and working owners
• Use of subcontractors
• Current or previous insurance
• Claims history
• Required insurance limits
• Contractual or licensing requirements

Depending on the insurance, we may also require details about:

• Projects
• Clients
• Vehicles
• Property
• Plant and equipment
• Professional qualifications
• Geographic locations
• Cybersecurity controls

Existing insurance schedules and relevant contracts can also be useful.

Why do insurers need this information? #

The information can affect whether an insurer will offer cover, as well as the premium, excess, policy conditions, exclusions, limits and sub-limits.

Some questions may appear less relevant because application forms can cover different occupations, business structures and circumstances. If a question genuinely does not apply, select or enter Not applicable where the form allows it.

Complete and accurate information is important. Missing or incorrect information can affect underwriting and may create issues later if a claim occurs.

Some insurers require a completed application or proposal form before they will offer terms.

If you are unsure what information to provide, contact our team.