The most important form of insurance for an engineer is Professional Indemnity Insurance. This provides protection if a client alleges that your professional advice, design, certification or documentation has caused them financial loss. It is often a contractual requirement and is essential whether you work as a sole trader or operate a larger business. 

Depending on your business operations, you may also need to consider other types of insurance to protect your business and meet contractual obligations: 

• Public Liability Insurance, especially if you attend construction sites or client premises 
• Cyber Liability Insurance, if you store client data or use software-based tools in your workflow 
• Management Liability Insurance, particularly for directors or company owners 
• Business Pack Insurance, which can cover laptops, technical equipment and office contents 
• Workers’ Compensation Insurance, protects staff if they get hurt or sick at work

Each business will have its own unique insurance requirements. Contact us today to discuss how we can assist you.