Public Liability Insurance covers you if someone is injured or their property is damaged as a result of your business activities. It’s one of the most common types of business insurance and is often required in contracts, leases, and licensing agreements. 

Whether a client trips and hurts themselves at your office or you accidentally damage a client’s property onsite, this policy helps cover legal fees and compensation costs. It’s especially important if you interact with the public, operate on client sites, or run a physical location. 

Unlike Professional Indemnity, this type of insurance operates on an “occurrence” basis, meaning it responds to incidents that occur during the policy period, even if the claim is made after the policy period has ended. 

To learn more about Public Liability Insurance, please get in touch with our team for assistance.