Energy Raters provide professional assessments that can influence building design, approvals and compliance outcomes. Their contracts should clearly define the service and information being relied upon.

Which terms can create concern? #

Examples include:

• Broad indemnities.
• Guarantees of a rating or approval outcome.
• Fitness-for-purpose obligations.
• Unlimited liability.
• Responsibility for information supplied by others.
• Unusual warranties.

A contract may impose liability beyond the Energy Rater’s normal professional duty. That additional responsibility may not be fully insured.

What about client-supplied information? #

The agreement should identify the plans, specifications and other information the client must provide, together with assumptions, assessment scope and limitations.

This is particularly important where the assessment depends on third-party design information or where the project changes after the rating is completed.

Does a Certificate of Currency confirm every obligation is covered? #

No. It confirms limited policy details and does not establish that every contractual term, service or guarantee is insured.

Can Webber Insurance assist? #

Webber Insurance can provide a high-level review of insurance requirements and identify provisions that may affect coverage.

We do not provide legal advice. A detailed contractual insurance review can be arranged where interpretation or amendments are required.