If your business activities, assets or insurance requirements change during the policy period, let Webber Insurance know as soon as possible.

Some changes can be made during the policy period, while others require insurer approval or may be better addressed at renewal.

Common reasons for changing cover #

You should consider contacting us if:

• Your turnover has changed materially
• You take on larger contracts or projects
• You introduce new services
• You hire employees or apprentices
• You start using subcontractors
• You purchase new equipment, vehicles or property
• Your business address changes
• Your contractual insurance requirements change
• You need a higher or lower limit
• You want to change an excess
• Your business begins working in new locations or jurisdictions

A change in business activities or risk does not automatically become covered simply because you have told Webber Insurance. The insurer may need to approve the change, amend the policy, charge an additional premium, apply different terms or exclusions, or decline the additional exposure.

Before reducing cover #

Before removing a section or reducing a limit, consider whether the existing cover is required by:

• A contract
• A licence or registration
• A lease
• A financier
• A principal or client

Do not assume a requested change is effective until it has been confirmed by Webber Insurance or the insurer.

Contact our team if your business has changed and you need to review your insurance.