Public Liability Insurance
2 Docs
When is a Certificate of Currency issued for my Public Liability
Last Updated: May 27, 2025A Certificate of Currency is issued once your Public Liability policy is in place and the premium has been paid. This document serves as official proof that your cover is active. It is often required by councils, clients, trade bodies, or licensing authorities to confirm that you hold valid insurance. Once you confirm that payment has been made, usually by providing a receipt, we can issue the certificate to you as soon as it is received from the insurer (usually the same day).
What is Public Liability Insurance
Last Updated: June 4, 2025Public Liability Insurance covers you if someone is injured or their property is damaged as a result of your business activities. It’s one of the most common types of business insurance and is often required in contracts, leases, and licensing agreements. Whether a client trips and hurts themselves at your office or you accidentally damage a client’s property onsite, this policy helps cover legal fees and compensation costs. It’s especially important if you interact with the public, operate on client sites, or run a physical location. Unlike Professional Indemnity, this type of insurance operates on an “occurrence” basis, meaning it responds to incidents that occur during the policy period, even if the claim is made after the policy period has ended. To learn more about Public Liability Insurance, please get in touch with our team for assistance.