Public Liability Insurance
17 Docs
Does Business Insurance include Public Liability cover?
Last Updated: September 16, 2026Public Liability can be included in a Business Insurance package, but you should check your schedule to confirm that the section has been selected.
How long does a public liability claim take to settle?
Last Updated: September 16, 2026There is no standard timeframe for resolving a Public Liability claim. Timing depends on liability, injury severity, evidence, negotiations and other factors.
When should I notify a Public Liability incident or circumstance?
Last Updated: September 21, 2026Notify Webber Insurance promptly when an incident, complaint or allegation could reasonably develop into a Public Liability claim, even if no formal demand has been received.
How do I lodge a public liability claim?
Last Updated: September 16, 2026Contact Webber Insurance promptly if someone alleges your business caused injury or property damage, or if an incident could reasonably develop into a claim.
What does a Public Liability Certificate of Currency show?
Last Updated: September 19, 2026A Public Liability Certificate of Currency confirms certain current policy details such as the insured name, policy period, liability limit and insurer, but it is not the full policy.
Do I need Public Liability Insurance if I work from home?
Last Updated: September 17, 2026Working from home does not remove Public Liability exposures. Cover may still be relevant where clients visit, you work offsite, sell products or undertake other business activities.
What are common types of Public Liability claims?
Last Updated: September 17, 2026Common Public Liability claims involve third-party personal injury and property damage, including slips and falls, onsite damage, construction incidents and other business-related accidents.
Does Public Liability Insurance cover work undertaken by subcontractors?
Last Updated: September 17, 2026Public Liability Insurance may respond to liability arising from subcontracted work, but this does not automatically make the subcontractor an insured under your policy.
Can I get short-term or one-off Public Liability Insurance?
Last Updated: September 17, 2026Webber Insurance generally arranges annual Public Liability policies. Short-term or one-off needs may require specialist Event Insurance, which Webber does not currently arrange.
What is the difference between Public Liability and General Liability Insurance?
Last Updated: September 17, 2026Public Liability is the more common Australian term, while General Liability is used more often overseas and can describe a broader liability policy structure.
Does Public Liability Insurance cover legal costs?
Last Updated: September 17, 2026Public Liability Insurance can cover certain legal defence costs arising from an insured personal injury or property damage claim, subject to the policy terms.
What is Products Liability Insurance and is it included with Public Liability?
Last Updated: September 17, 2026Products Liability Insurance can cover certain liabilities where products supplied, sold, installed, manufactured or imported by a business cause personal injury or property damage.
Is Public Liability Insurance mandatory?
Last Updated: September 17, 2026Public Liability Insurance is not compulsory for every business, but legislation, licences, contracts, leases or project requirements can require it.
What limit of Public Liability Insurance do I need?
Last Updated: September 17, 2026Public Liability limits commonly include $5 million, $10 million and $20 million, but the appropriate amount depends on activities, exposures, contracts and other requirements.
What does Public Liability Insurance cover?
Last Updated: September 17, 2026Public Liability Insurance can cover certain legal liabilities arising from third-party personal injury or property damage connected with insured business activities, subject to policy terms and exclusions.
What is the difference between Professional Indemnity and Public Liability Insurance?
Last Updated: September 16, 2026Professional Indemnity and Public Liability Insurance cover different business exposures. PI focuses on professional services and advice, while PL focuses on certain injury and property damage claims.
What is Public Liability Insurance?
Last Updated: September 16, 2026Public Liability Insurance can cover certain legal liabilities arising from third-party personal injury or property damage connected with business activities, subject to policy terms.