Office Insurance can usually be arranged once the insurer understands the business activities, premises and property requiring cover.

What business information is required? #

This can include:

• Business name and ABN.
• Business activities.
• Annual turnover.
• Number of employees.
• Years operating.
• Business postcode.

What property information may be required? #

Examples include:

• Office address.
• Contents value.
• Computer and equipment values.
• Tenant fit-out value.
• Portable equipment.
• Building construction.
• Security.

What liability information is needed? #

Insurers may ask about:

• Client visits.
• Work away from the office.
• Contract requirements.
• Required Public Liability limit.
• Overseas activities.

What Business Interruption information can be required? #

Depending on the policy:

• Annual turnover or revenue.
• Gross profit.
• Payroll.
• Additional costs.
• Required indemnity period.

What other information should be provided? #

This can include:

• Claims history.
• Current policy schedule.
• Lease insurance requirements.
• Previous insurer details.
• Other locations.

Providing the current insurance schedule can also help identify existing cover that should be retained or changed.