Asbestos Liability Insurance requires specialist underwriting because the exposure can vary significantly between businesses. Insurers need a clear and accurate description of every asbestos-related activity.

What business information is required? #

This can include:

• Business activities and annual turnover.
• Employee and subcontractor numbers.
• Years of relevant experience.
• Required liability limit.
• Geographic area of work.
• Current and previous insurers.

Which asbestos activities must be disclosed? #

Tell Webber Insurance whether the business undertakes:

• Friable or non-friable asbestos removal.
• Demolition involving asbestos-containing material.
• Sampling, inspection, testing or air monitoring.
• Asbestos consulting or occupational hygiene services.
• Waste transport or disposal.
• Incidental disturbance during trade or construction work.

Include the approximate turnover or percentage of work associated with each activity.

What licensing and qualifications may be required? #

Provide the licences, licence classes, supervisor details, qualifications and training relevant to the work in each state or territory.

Insurance does not replace licensing, notification, work health and safety or environmental requirements.

What project information may insurers request? #

Insurers can ask about maximum contract values, typical projects, residential or commercial work, government contracts and work at higher-risk sites.

They may also review safe work procedures, removal control plans, personal protective equipment, air monitoring, clearance processes, waste disposal and subcontractor controls.

What previous matters must be disclosed? #

Provide details of claims, incidents, complaints, regulatory action and circumstances that could result in a claim. Include both open and resolved matters.

Standard Public Liability policies commonly restrict or exclude asbestos exposures. Accurate information allows Webber Insurance to approach suitable specialist insurers and confirm the activities being considered.