Professional Indemnity Insurance for a Quantity Surveyor should accurately reflect the services the business actually provides.

Common Quantity Surveying services can include:

• Cost planning.
• Cost estimating.
• Feasibility studies.
• Bills of quantities.
• Tender analysis.
• Progress valuations.
• Variation assessment.
• Final account preparation.
• Contract administration.
• Cost reporting.
• Project cost management.
• Replacement cost assessments.

Other specialist or related activities may also be insurable depending on the insurer.

Why do the listed services matter? #

Professional Indemnity insurers assess the risk partly by looking at what the business actually does.

A Quantity Surveyor providing straightforward cost estimating may present a different risk from a business undertaking contract administration, expert witness work or broader project management services.

What if my services change? #

Tell Webber Insurance if the business begins providing materially different services.

Examples can include moving into:

• Project management.
• Expert witness work.
• Development advice.
• Tax depreciation work.
• Construction management.
• Broader contractual or procurement advice.

The insurer may need to confirm that the additional activities fall within the insured professional services.

Do I need to list every individual task? #

Not necessarily.

The aim is to ensure the business description is broad enough to accurately reflect the professional activities undertaken without being misleading or incomplete.

If you are unsure whether an activity falls within the insured services, ask Webber Insurance before undertaking significant work outside your normal scope.