To quote Landlords Insurance, insurers need information about the rental property, its occupancy, the cover required and relevant claims history. Providing complete details helps reduce delays and supports accurate terms.

What property information is usually required? #

Be ready to provide:

• Property address, construction and year built.
• Number of bedrooms and relevant security features.
• Building sum insured, if building cover is required.
• Replacement value of landlord-owned contents.
• Details of renovations, extensions or unusual property features.
• Strata insurance information, where applicable.

What tenancy information may be required? #

Depending on the insurer, this can include:

• Whether the property is tenanted, vacant or awaiting a tenant.
• The type of tenancy and whether there is a written agreement.
• Weekly or annual rental income.
• Property management arrangements.
• Any expected or previous periods of vacancy.

What cover should I discuss? #

Tell Webber Insurance whether you need cover for the building, landlord contents, loss of rent, tenant-related damage, legal liability or rent default.

Rent default treatment differs between insurers. It may be automatically included, unavailable, or available by request.

What claims information is required? #

Insurers can ask about previous property damage, water damage, theft, tenant damage, rent default and other landlord claims. Provide accurate details, including the date, cause and cost where known.

Let Webber Insurance know if the property, tenancy, rental income or occupancy changes materially after cover is arranged. The insurer may need to reassess the terms.