Landlords Insurance
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What is Landlords Insurance
Last Updated: June 19, 2025Landlord’s Insurance is designed for property owners who rent out residential properties. It goes beyond standard home insurance by covering risks specific to leasing, like loss of rent, tenant damage, and legal liability. Depending on the policy, it can also include building cover (for the physical structure), contents (for items such as carpets, blinds, or furniture in a furnished rental), and public liability (in the event a tenant or visitor is injured on the property). It’s an important safety net for landlords, especially when dealing with unexpected events like tenant disputes, unpaid rent, or malicious damage.
What us the difference between Home Insurance & Landlords Insurance
Last Updated: June 19, 2025Home Insurance is designed for owner-occupiers, covering the home you live in, including the building and your personal belongings. This cover can include contents cover, temporary accommodation, and liability protection. Landlord’s Insurance is for people renting out a residential property. It focuses on tenant-related risks, like loss of rent, damage caused by tenants, and legal costs associated with tenancy disputes. It can also include building and contents cover if needed. If you live in the property, you need home insurance. If you’re leasing it out, landlord’s insurance is the right choice.