Professional Indemnity Insurance should reflect the Town Planning business’s actual professional services. Activities not disclosed to and accepted by the insurer should not be assumed to be covered.

Which Town Planning services can insurers consider? #

Depending on the insurer, services may include:

• Planning and land-use advice.
• Development and rezoning applications.
• Planning reports and assessments.
• Development feasibility advice.
• Representation before planning authorities.
• Strategic planning.
• Planning submissions and appeals support.
• Other related consulting services.

Describe the work accurately rather than relying only on the title “Town Planner”.

What if other services are provided? #

Project management, development management, expert witness work or broader consulting can change the exposure. These services should be disclosed and may require further underwriting.

Work performed through another business name or related entity should also be identified.

What about overseas work? #

Tell Webber Insurance about services for overseas clients or projects outside Australia. The insurer may consider the country, contract jurisdiction, client location and applicable law.

What if the business starts a new service? #

Notify Webber Insurance before materially expanding the professional services. The insurer may need to approve the activity or amend the policy.

An accurate business description helps reduce the risk of a mismatch between the services being performed and those accepted by the insurer.