If you are an engineer working with international clients or on overseas-based engineering projects, it is important to ensure your insurance policy includes appropriate coverage for these jurisdictions. Some policies are limited to claims arising from work performed in Australia or governed by Australian law. 

Specifically, work undertaken in North America is generally not included as standard with Professional Indemnity policies. Some Pacific and Asian countries also have specific insurance requirements to meet contractual requirements.

You should check: 

• Whether your Professional Indemnity policy includes worldwide cover, or cover specific to the countries where your clients are based 
• If there are any exclusions for contracts governed by foreign law 
• Whether the insurer will provide claims support for international disputes 

Please get in touch with us if you work with clients or projects outside of Australia, and we will ensure your policy is appropriately structured.